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Test your Site for Accessibility with Cynthia Says ™
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Credit Reports Now Accessible
Effective December 17, 2008, people who are blind or visually impaired can obtain their free annual credit reports in accessible formats. As a result of an agreement signed earlier this year by the American Council of the Blind, the California Council of the Blind, and others, credit reports are now available in an accessible format on-line. Reports in Braille, Large Print and Audio formats can also be ordered by phone. On this page you can read about how to obtain accessible reports on-line and how to order Braille, Large Print and audio reports by telephone. At the end of this post there is information about the Accessible Credit Report agreement.
On-line accessible reportsFederal law requires the three major credit reporting
agencies in the United States to provide consumers with one free credit report
each year. These reports are available on line on the Annual Credit Report
Website. On-line reports available through this site are now designed to meet
the standards set forth in Priorities 1 and 2 of the Web Content Accessibility
Guidelines (WCAG). For security purposes, the site includes a CAPTCHA designed
to prevent computers from hacking into the site. There is an alternative, audio
CAPTCHA for blind consumers who cannot see the standard visual image of
distorted letters and numbers. People who are blind or visually impaired within the meaning of the Americans with Disabilities Act may order Braille, Large Print or Audio credit reports from any of the three credit reporting agencies by calling, toll free: 877-322-8228 Additional credit reports not covered by the free annual
credit report system are also available in alternative formats. These may be
ordered from each credit reporting agency individually at the following numbers:
Please note that when ordering a credit report by calling
any of these numbers you will not reach a live person, but will be given the
option of selecting Braille, Large Print or Audio formats. More information is available on Lainey Feingold's web site at http://LFLegal.com The direct link to additional accessible credit report information is: http://lflegal.com/2008/12/credit-announce/ The Accessible Credit Report Agreement was negotiated using
the Structured Negotiations Process. The three companies have worked in good
faith to negotiate and implement the agreement. If you are a person who is blind
or visually impaired and encounter any problems in obtaining your free annual
credit report, please Contact Lainey at
LF@LFLegal.com . You can also read the Accessible Credit Report
Agreement and the Credit Report Press Release on
www.LFLegal.com .
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